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General Terms

Policy Conditions — the section of an insurance policy that identifies general requirements of an insured and the insurer on matters such as loss reporting and settlement, property valuation, other insurance, subrogation rights, and cancellation and nonrenewal.
The home insurance policy covers various kinds of damage. For example, damaged electric lines/wires, water pipelines, or structure damage. It also provides coverage for broken windows/doors/floors/walls. Not only the house but also covers for the loss and damage to the contents of the house.

Main Features

It covers the costs of damages due to any unfortunate event. Home insurance can be claimed for damage due to the following causes: Natural calamities such as windstorms, hails, fire or lightning. Man-made problems like riots, theft, vandalism, or property destruction due to any civil commotion.
If you are wondering why Home Insurance is important, it provides a compensation for your losses. This is especially important in case of damage due to uncertain factors such as natural disasters like earthquakes, storms, cyclones, floods etc. These are uncertain events that cannot be predicted.

Highlights

The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need. Here are the most common levels of coverage: HO-2 – Broad policy that protects against 16 perils that are named in the policy.
If you are wondering why Home Insurance is important, it provides a compensation for your losses. This is especially important in case of damage due to uncertain factors such as natural disasters like earthquakes, storms, cyclones, floods etc. These are uncertain events that cannot be predicted.

What are the benefits of buying a insurance policy?

Benefits

The home insurance policy covers various kinds of damage. For example, damaged electric lines/wires, water pipelines, or structure damage. It also provides coverage for broken windows/doors/floors/walls. Not only the house but also covers for the loss and damage to the contents of the house.
It is only to protect you and your house from such unforeseen circumstances that a house insurance becomes crucial, for house owners and tenants alike. In case your house gets damaged, the emotional and financial pain of rebuilding a house or reinstalling its contents is painful, difficult and tedious.

Eligibility

Homeowners: If you are a homeowner, you can buy home insurance for your property. Individuals renting homes: If you are a tenant, you can buy home insurance to secure valuable possessions and belonging contained within the home.
A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of damage. That usually includes damage resulting from fire, smoke, theft or vandalism, or damage caused by a weather event such as lightning, wind, or hail.

Advantages

The most important part of homeowners insurance is the level of coverage. Avoid paying for more than you need. Here are the most common levels of coverage: HO-2 – Broad policy that protects against 16 perils that are named in the policy.

With home insurance, you can cover your home against unforeseen loss or damage. A home insurance policy is for personal property and covers home content as well as structure. In return for such insurance cover, you are required to pay the insurance companies regular premiums.

Premium Chart

Frequently Asked Question

1. What Is Homeowners Insurance?

Homeowners insurance, also referred to as home insurance or property insurance, provides coverage for your private home and compensates you in the event of a loss. If your home is burglarized or is partially or totally destroyed by a cause that is covered by your policy, homeowners insurance will help you replace your belongings, repair your home, or even rebuild.

2. How Does Home Insurance Work?

When you buy home insurance, you’re buying a safety net for your home. If your home is damaged or destroyed, it can cost thousands of dollars – even hundreds thousands of dollars – to repair or rebuild.

Without home insurance, that money has to come out of your pocket. But if you’re insured, you can file a claim to pay for the damage and help rebuild your dreams. Your homeowners insurance will also cover theft of your personal belongings, including when you take them with you in your car or while you travel.

3. Is Homeowners Insurance Required?

Your state may or may not require homeowners insurance, but your mortgage lender typically will require coverage in order to provide a home loan. Even if you own your home outright and you are not required to buy homeowners insurance, it’s still a good idea to protect your investment with an insurance policy.

That way you can get the financial compensation you need to repair or rebuild after a loss. Not only that, but your home coverage can help to protect you financially in the event of a liability claim that leads to a lawsuit.

Personal Information
Insurance

Full Name*

Date of birth*

Email*

Telephone*

Location*

Occupation*

Upload image*(.png , .jpg)

Mobile *

Address*

Insurance Date *

Amount*

Description and Location of the Premises to be insured*

Home Name*

Interest to be covered*

Entity	Value in USD
Building including electro-mechanical installations if any
Furniture, fixtures and decoration.
Office furniture and equipment
Plant and Machinery
Stock in Trade. (Held under trust, care, custody and control of the Proposer)
Debris removal
Loss of Rent. (Please specify – Rent Receivable / Rent Payable)
Architect & Legal Consultants Expenses
Tenant's Liability Limit
Others

INSURANCE COVERAGE*
Property All Risks (LM7 OR ABI WORDINGS)Additional Perils (Please mention)

Length of Time*
6 Months 1 Year 18 Months 2 Year

Business Interruption*
Yes No

General questions*

Questions	Answer
Do you have any other insurance on this property?	Yes No
Nature of stock to be stored at the above premises.	Yes No
Any hazardous goods stored in this premises.	Yes No
Will the premises remain unoccupied for more than 30 days?	Yes No
Has the Security System certified by Civil Defense	Yes No
Has any insurer declined your proposal or Refused to renewal	Yes No

Description

The professional team at Tameeni Inc strives to help new business owners who are just getting started to bigger companies that have already seen years of success.

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