1. Why do I need Travel Insurance?

One usually travels abroad for two reasons- a pleasure trip or a business trip. You do not want anything to ruin your hard earned holiday or your crucial business meeting. But there is a possibility of some unexpected occurrence no matter how perfect the planning is. Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect you. Having Overseas Travel Insurance protects you from all such perils. It ensures that in the unknown foreign land you are not left stranded in any kind of an emergency.

2. What is a TPA?

TPA stands for Third-Party Administrator. The most essential service they provide is cashless medical services. They also provide the necessary information to deal with any problem regarding claims.

3. What does a standard travel policy cover?

A standard travel policy covers death, personal accident, medical expenses, repatriation, loss/ delay of checked baggage, passport loss and third-party liability.

4. In the case of medical treatment is required, is there any need for any pre-approval before hospitalization?

You would need to contact our third-party administrator and they would arrange for the cashless claims for the medical treatment.

5. If pre-approval is required then what are the procedures?

For hospitalization, we have a toll-free no., which you have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on the bills